Designed to offer long-term financing to Utah veterans, Utah VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. Jeff Winn and Veritas Funding can help you obtain a Utah VA loan. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a Utah VA loan than conventional loans.
Here's how it works:
100% financing without private mortgage insurance.
A VA funding fee of 0 to 3.3% is financed as part of the loan amount
When purchasing a home, veterans may borrow up to 100% of the sales price making this a true no down payment loan.
When refinancing a home, veterans may borrow up to 90% of reasonable value in order to refinance where state law allows.
Jeff Winn is an experienced expert in help veterans buy homes using a Utah VA loan.